Saturday, October 14, 2006

Canada Closet Motion Sensor Switch

Muhammad Yunus - The Utopia and the reason

Muhammad Yunus (bio Inglese ; biography Italian) is a Bangladeshi economist, who many years ago was very simple intuition: the poor need charity, but the credit of trust to take care of themselves. has created a bank, the Grameen Bank, which grants Grameencredit , which is based not on complicated legal procedures (have you ever asked for a loan at a bank?) that a poor can not even begin, but simply on trust. Micro-credit, offered for creating self-employment or for any income generating activities, is returned in 98% of cases ... Yes, you understood very well: almost always, which is not the case with traditional loans (in the banking system Italian, in fact, there are many more than he restituisciono not the money lent). The history of its foundation was told by Yunus in his autobiographical book titled 'Banker to the Poor' (published by Feltrinelli in Italy and just came out). The "micro-credit project" which has come to affect 40 000 villages, 1140 branches and nearly 2,400,000 people (945 women) and the model has spread directly or indirectly in 58 countries (168 banks like Grameen) in rural areas (but not only) of the 5 continents (and not only in underdeveloped countries) involving about 5 million beneficiaries. The prospects are that the "micro-credit system has" come to affect 100 million families in 2005 and ½ billion in 2025. Yunus's idea is based on the principle that people are not having to go to the bank, but the bank by people. Is not, therefore, charity or alms, as many programs auito West towards poor countries, but on economic mechanisms, simple but functional. The gameencredit, In fact, it's something profitable. It gives absolute priority to the formation of social capital, human capital formation, gives scholarships. This great scholar, who - not nascondiamocelo - broke all the boxes to the corporatist world, now receives the recognition he deserves the Nobel Peace Prize. But with this award, and by his example, teaches us something else ... It teaches us that the economy is not a cool thing, greyed by grisaille. It teaches us that change our world for the better is possible, and not necessarily by the Copernican revolution. It teaches us that simple things are the fairest and the most true.

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